- Not secured by your property
- Same day approval
- Payment based on 60-month term
- 24-hour funding
- Rates as low as 11.45% APR*
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- Secured by an abundance of caution lien.
- Same day approval
- Payment based on 60-month term
- 48-hour funding
- Rates as low as 8.95% APR*
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- Home Equity Line-of-Credit Loan
- Secured by primary residence
- No closing costs
- Same day approval
- Possible tax advantages
- Consult a tax advisor regarding the dcductibility of interest,
- Rates as low as 4.25% APR* variable
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* APR = Annual Percentage Rate as of 5/6/11 and is subject to change at any time without prior notice. Assuming an APR of 11.45%, loan would be repaid through 60 monthly payments of $21.97 per $ 1000 borrowed. Rate based on evaluation of applicant credit. Your actual rate may vary (or be higher). Normal credit standards apply. Contact FSU Credit Union at (850) 224-4960 for complete details.
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*APR = Annual Percentage Rate. This is a second mortgage real estate loan and includes a fixed rate based on evaluation of applicant credit. Assuming an APR of 8.95%, loan would be repaid through 60 monthly payments of $20.74 per $ 1000 borrowed. Your actual rate may vary (or be higher). Normal credit standards apply. Borrower is responsible for all processing and origination fees. Property insurance is required. Credit standards apply. Contact FSU Credit Union at (850) 224-4960 for complete details.
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*Homc Equity Linc-of-Credit (HBLOC) has a variable Annual Percentage Rate (APR) with a maximum APR of 18% and a minimum APR of 4.25%. The adjustable index for these loans will be based on the prime interest rate as quoted in the Wall Street Journal two business days prior to the change and adjusted on the 1 st business day of each quarter. The fees and costs required to open the HELOCs arc usually between $50 and $ 1,500 but can be waived if the initial draw is at least $5,000. Property insurance is required. Credit standards apply. Contact FSU Credit Union at (850) 224-4960 for complete details.
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